Saturday, April 22, 2017

Haryana extends accidental insurance cover to all residents

CHANDIGARH, India

Haryana on Tuesday decided to implement the Pradhan Mantri Suraksha Bima Yojana (PMSBY) by providing  accidental Insurance cover to all Haryana residents in the age group of 18-70 years, wherein the state goverment would reimburse the premium to the beneficiary. The PMSBY is one of the three flagship social security schemes announced in the 2015 budget by the BJP government at the Centre.


The decision was taken in a cabinet meeting held under the chairmanship of chief minister Manohar Lal Khattar. Under the PMSBY, Rs 2 lakh would be the sum insured in case of accidental death, total and irrecoverable loss of both eyes, loss of use of both hands and feet or loss of sight of one eye and loss of use of hand or foot due to accident. In case of total and irrecoverable loss of eye sight in one eye or loss of use of one hand or foot due to accident, sum insured would be Rs 1 lakh.


The accident insurance scheme will have one year cover from June 1 to May 31 and would be offered through banks and administered through public sector general insurance companies. To be eligible for the scheme, the candidate should have Aadhar-linked saving bank accounts. The candidate has to give the consent form to join the scheme and pay the premium of Rs 12 per annum through 'auto-debit' facility in one instalment on or before June 1 of each annual coverage period. This amount will be reimbursed by the state by direct credit to the beneficiary account on receipt of information from bank.


In another decision, the cabinet revised the compounding fee for offences committed under the Motor Vechicles Act, 1988. Now, if a vehicle driver is found not providing smooth passage to an ambulance carrying a patient, he would be fined Rs 2,000 for first offence and Rs 5,000 for subsequent offence. In case a traffic violator running away from the spot, it would attract Rs 500 fine for the first instance and Rs 1,000 for second offence.


If a vehicle is found plying without high security registration plate, compounding fee would be Rs 500 and Rs 1,000 for first and subsequent offence, respectively. Driver using vehicle without having driving license would have to pay a fine of Rs 1,000 and Rs 2,000 for second offence. Under age driver would attract a fine of Rs 1,000 for first offence and Rs 2,000 for subsequent offence. Also, if a driver is using vehicle in contravention of the conditions of learning license, he would have to pay compounding fee of Rs 1,000 and Rs 2,000 for first and second offence, respectively. Overloaded vehicle of up to 25% of the permissible load capacity would attract minimum fine of Rs 2,000 and an additional amount of Rs 1,000 per tonne of excess load, together with the liability to pay charges for offloading of excess load.

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